Top 10 Banks in Kenya and Their Offerings

Posted on March 6, 2025. Researched and Prompted by Soraima

Kenya’s banking industry continues to evolve, integrating technology and financial inclusivity to enhance the customer experience. As of March 6, 2025, the country’s top banks stand out for their innovative financial products, robust digital platforms, and strategic solutions catering to a diverse clientele.

Below is a curated list of the ten leading banks in Kenya and their key offerings.

1. Kenya Commercial Bank (KCB)

• Offerings: Personal and business accounts, loans (e.g., SME term loans, asset financing), mobile banking (KCB M-PESA), investments, insurance, debit/credit cards, and international banking services. Learn more

  
  

2. Equity Bank

• Offerings: Savings and investment accounts, loans (e.g., microfinance and business loans), mobile banking (Eazzy Banking), insurance, money transfer services, and diaspora banking solutions. Learn more

  
  

3. Co-operative Bank of Kenya

• Offerings: Personal and business banking, loans (e.g., asset financing, agricultural loans), trade finance, mobile banking, e-commerce solutions, and cooperative-focused financial services. Learn more

  
  

4. Absa Bank Kenya

• Offerings: Current and savings accounts, credit cards with rewards, loans (e.g., mortgages and personal loans), digital banking, Islamic banking, diaspora banking, and asset management services. Learn more

  
  

5. Standard Chartered Bank Kenya

• Offerings: Personal and business banking, mortgage financing, credit/debit cards, wealth management, digital banking, and international trade finance solutions. Learn more

  
  

6. NCBA Bank

• Offerings: Mobile banking, personal and business accounts, investment solutions, premium relationship management, diverse loan options, and exclusive high-value account management. Learn more

  
  

7. I&M Bank

• Offerings: Personal and business accounts, competitive loan products, foreign exchange services, digital banking (I&M On The Go), prepaid cards, and wealth management solutions. Learn more

  
  

8. Diamond Trust Bank (DTB) Kenya

• Offerings: Savings and deposit accounts, mortgages, asset financing, debit/credit cards, money transfer services, investment products, and insurance solutions. Learn more

  
  

9. Stanbic Bank Kenya

• Offerings: Personal and business banking, trade finance, foreign exchange support, customized loan solutions, digital banking, and financial inclusion programs for MSMEs, youth, and women. Learn more

  
  

10. Bank of Baroda Kenya

• Offerings: Corporate and personal banking, loans, savings accounts, foreign exchange services, and trade finance solutions, with a strong focus on customer satisfaction. Learn more

Kenya’s banking sector is a testament to digital transformation, accessibility, and financial innovation. Whether you are a small business owner, a digital-savvy professional, or a multinational enterprise, the top 10 banks in 2025 offer a wealth of solutions designed to meet evolving financial needs.